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Smart and Simple Financial Strategies for Busy People

Audiobook
1 of 1 copy available
1 of 1 copy available
Are you too busy to pay much attention to your money? Do you worry that maybe you haven't been doing the right things? This book is for you, from Jane Bryant Quinn, the most trusted voice in personal finance.
Her classic bestseller, Making the Most of Your Money, guided a generation toward smart and sensible financial choices. Here she strips away the extras, choosing the best financial ideas and products available today. They're all you need to create a successful and long-lasting financial plan. It's money management the No Worry way.

To start with, she tells you to forget all the complicated stuff the financial industry sells. You don't need it, it costs too much, and some of it is downright bad. It's designed to make the banks, brokers, and insurance companies rich, not you.

The best ideas (a super-short list!) are simple, low in cost, and easy to use. They're also sophisticated and smart. The strategies shown here are followed by some of the most successful planners and money managers around today, yet they're something everyone can understand. They'll give you what you need from your money — regular savings, financial security, long-term investment growth, personal control, and best of all, peace of mind.

Once you've set up a No Worry plan, you won't have to pay much attention to it. The choices you'll find here are all good ones. All you have to do is arrange for automatic payments and contributions and then get on with the rest of your busy life. You can focus your energies on your job, family, leisure, and friends, secure in the knowledge that your finances are okay.

Here's what you'll do on the No Worry plan:
  • Save more money without feeling pinched
  • Get rid of debt the automatic way
  • Keep yourself safe, with the right amount of insurance at the lowest cost
  • Zero in on the right mortgage, every time
  • Pick the best college savings plan for your kids
  • Understand your finances, in ways you never did before
  • Find the smartest and simplest ways of investing money, to earn superior returns over the long run

  • The investment ideas alone will open your eyes to the newest strategies for accumulating wealth (without making big mistakes!). Jane Bryant Quinn will change the way you think about money. She has the answers busy people need.
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    • Reviews

      • AudioFile Magazine
        Bryant Quinn's slow and gracious voice narrates this traditional lesson on how to manage one's finances. The NEWSWEEK columnist provides an array of numbers, acronyms, and investment products, all designed to help listeners make choices that promote financial health now and in the future. More than just information, she also offers a way of looking at money, and this is where her style works especially well. It's safe to say that the program is aimed less at people who struggle with money than at people who have enough of it to make choices. A wonderful tool, and very easy to hear, for waking up the money manager within you. T.W. (c) AudioFile 2006, Portland, Maine
      • Publisher's Weekly

        March 6, 2006
        Financial maven Quinn's upbeat audio helps busy people put their finances on autopilot with fairly foolproof action plans. Whether she is touting the benefits of repaying a mortgage early, heralding the marvelous innovation of the automatic payroll deduction or encouraging the purchase of index funds, Quinn's attitude is professional and motivational. Her voice suggests that she does not brook fools gladly (witness her clear disapproval for get-rich-quick schemes and the too-good-to-be-true "option ARM" mortgage), but any schoolmarmish moments are balanced by the performance's overall can-do attitude and encouraging tone. While it remains to be seen how effective personal finance advice is on audio—it's an inconvenient way to retrieve specific information when you need it quickly—Quinn does her best to overcome the medium's limitations, carefully spelling the addresses of financial Web sites and repeating important telephone numbers. While the print version of this book is clearly divided into helpful sections (buying a home, planning for retirement, saving for college, etc.), listeners have a harder time locating various topics because the audio package contains no information on locating them. Despite such hassles, this is a lively rendition of Quinn's trademark intelligent, sensible advice. Simultaneous release with the S&S hardcover (Reviews, Jan. 9).

      • AudioFile Magazine
        In her typical down-to-earth language, the NEWSWEEK columnist provides all the numbers, acronyms, and investment products you'll ever need to manage your investments. Aimed at people who have enough money to make choices about it, the program covers a lot of ground and has a message that will wake up the investor within and promote long-range financial planning. Giving no credit to get-rich-quick schemes, Quinn offers traditional advice that aims to keep her listeners' feet on the ground. Eliza Foss's narration has a formal, erudite quality that works well with the conservative nature of these strategies. Her tone of confidence will appeal to listeners who don't want a program that sounds too chummy. T.W. (c) AudioFile 2007, Portland, Maine
      • Publisher's Weekly

        Starred review from January 2, 2006
        Quinn's latest guide to personal finance covers the usual terrain: budgeting, consumer debt, mortgages, college funds and investments. However, not every financial writer is blessed with Quinn's charm-a blend of Pollyanna and Mary Poppins with a snappy wit thrown in-and her sensible approach to streamlining one's financial life make this a stellar entry in the genre. Quinn's most useful observation is that people seldom spend money they can't lay their hands on. Hence, she advocates the use of automated account debits to "disappear" paycheck earnings into savings. Credit card debt is dispatched with admirable simplicity: request lower rates from lenders, switch to a cheaper card, or convert credit card to mortgage loan debt. While such solutions aren't foolproof, Quinn explains the caveats of such methods. Some of the more confusing, recent mutations in home mortgages-Option and FlexPay Adjustable Rate Mortgages (ARMs)-are explained and wisely cautioned against, though Quinn could easily be more emphatic in her warnings. She also addresses the topic of college tuition with a sensible bargain-hunter approach: despite the prestige of the Ivy League, many state or small private colleges offer equivalent or superior educations for considerably less money. Quinn's anecdotes about her own monetary struggles add credibility to her advice and uphold her well-deserved reputation as a source of sound financial guidance.

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    • English

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